Financial Crime Analyst
Watford, England, United Kingdom Other Posted 1 hour ago
Are you an experienced Financial Crime Analyst who enjoys taking ownership, making risk-based decisions, and has experience within financial crime, AML or fraud prevention?
Do you thrive in a fast-paced lending environment where customer outcomes, regulatory compliance, financial crime prevention and risk management are equally important?
If this sounds like you, then this could be the perfect next step in your career. Apply today and let's grow together at West One Loans.
Key Accountabilities
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.
If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
Do you thrive in a fast-paced lending environment where customer outcomes, regulatory compliance, financial crime prevention and risk management are equally important?
If this sounds like you, then this could be the perfect next step in your career. Apply today and let's grow together at West One Loans.
Key Accountabilities
- Conduct thorough reviews and assessments of client risks, including detailed analysis of all relevant parties to loan transactions, source & use of funds, and source of wealth information to ensure compliance with regulatory standards.
- Undertake enhanced client due diligence processes including requesting, obtaining, and verifying appropriate documentation in line with internal policies and anti-money laundering regulations.
- Review onboarding & ongoing monitoring screening notifications related to politically exposed persons (PEPs), sanctions lists, watchlists, and adverse media reports; escalate potential matches in accordance with established procedures.
- Provide clear guidance and support to first line operations staff regarding onboarding and prevention of financial crime queries.
- Maintain accurate and up-to-date records within the firm's systems, ensuring data integrity for audits, file reviews, and regulatory inspections.
- Assist with audits, file reviews, and regulatory inspections by preparing relevant documentation and responding promptly to information requests.
- Assist with procuring, managing, and monitoring software product providers used in the onboarding, monitoring, and financial crime prevention processes.
- Excellent analytical skills and attention to detail
- Ability to exercise judgement confidently
- Strong written and verbal communication skills
- Ability to identify risks
- Process-oriented and excellent logical problem-solving ability
- Previous relevant Financial Crime experience within a Financial Services organisation, with a focus on AML processes
- Strong knowledge of Financial Crime regulatory context, best practices, and market norms within the UK regulated lending market.
- Excellent practical capability in Excel, and reporting tools (e.g. PowerBI, Quicksight etc.)
- Excellent written communication & presentation skills
- Calm and confident
- Punctual
- Has integrity
- Detail oriented
- Logical
At West One Loans, we’re growing fast and looking for ambitious people who want to be part of our exciting journey. We’ll give you the tools, training, and support you need to succeed, while offering clear opportunities to progress your career.
Alongside this, we offer a strong benefits package, including private medical healthcare, 25 days’ annual leave, paid volunteering days, and a host of additional benefits.
If you’re ready to build your career with a Specialist Lender and make an impact - click apply today!
