Technical Business Analyst – Cards & Payment
About Us:
Founded on the grounds of innovation – iXceed Solutions is an ISO certified, leader in Talent and Digital recruitment solutions, serving Fortune 100 companies globally.
About the Role
We are seeking an experienced Technical Business Analyst with strong expertise in Card Payments and Network Systems. The ideal candidate will have hands-on experience working across authorization, clearing, and settlement platforms within major payment schemes such as Visa and Mastercard.
Job Title: Technical Business Analyst – Cards & Payment Networks
Location: Burgess Hill, UK (Hybrid – 3 days onsite per week)
Employment Type: Permanent / Sub-Contract (Inside IR35)
Key Responsibilities
- Gather, analyze, and translate business requirements into clear technical specifications and user stories
- Work extensively on card payment lifecycle flows, including issuing, acquiring, authorization, clearing, settlement, and reconciliation
- Map and validate data elements across internal systems and external payment networks
- Support scheme compliance, certification, and testing activities (e.g., Mastercard MAS testing)
- Design and validate end-to-end payment test scenarios
- Investigate and analyze transaction issues using SQL queries and log analysis tools
- Collaborate closely with engineering, QA, product, and network teams in an Agile/Scrum/SAFe environment
- Ensure adherence to PCI DSS, chargeback rules, and dispute resolution processes
Key Skills & Experience
- 7+ years of experience as a Technical Business Analyst in Payments domain
- Strong expertise in card issuing and acquiring lifecycle
- Hands-on experience with Visa Base II/III or Mastercard systems (CIS)
- Deep understanding of ISO 8583, ISO 20022, and JSON-based APIs
- Strong knowledge of authorization, clearing, settlement, and reconciliation processes
- Good understanding of PCI DSS standards, chargebacks, and dispute management
- Experience with cryptographic PIN translation and security requirements in payments
Technical Stack / Tools
- Payment Standards: ISO 8583, ISO 20022
- Databases & Analysis: SQL
- Tools: Jira, Confluence
- Methodologies: Agile, Scrum, SAFe
Soft Skills
- Strong analytical and problem-solving mindset
- Excellent communication skills with ability to engage both technical and non-technical stakeholders
- Detail-oriented with strong ownership and accountability
- Ability to work effectively in cross-functional global teams
Mandatory Requirement
- Strong experience in Card Acquiring Domain (must-have)
