Mortgage Advisor
Self-Employed Mortgage & Protection Retention Adviser
Mortgage Advice Bureau North West Limited
- Location: St Helens Chamber, Salisbury Street, St Helens, WA10 1FY
- Working pattern: Hybrid, including three office-based days per week
- Contract: Self-employed
- Commission: 40% on supplied opportunities and 70% on self-generated business
- The opportunity
- Mortgage Advice Bureau North West Limited is looking for an experienced Mortgage & Protection Adviser to join its team in St Helens.
This is a retention-focused position offering access to an established client bank. You will help existing customers review their mortgage arrangements and protection needs, delivering suitable advice and developing long-term relationships.
Key responsibilities
- Contacting existing customers approaching the end of their mortgage arrangements
- Providing suitable mortgage and protection advice
- Advising customers on remortgages, product transfers and other appropriate mortgage options
- Reviewing existing protection arrangements and identifying any changes in customer needs
- Recommending suitable life insurance, critical illness and income protection solutions
- Managing customer relationships and encouraging long-term retention
- Following up supplied leads promptly and professionally
- Developing additional opportunities through referrals and self-generated business
- Completing comprehensive fact-finds and suitability assessments
- Preparing mortgage applications before handing cases to the administrative team
- Maintaining accurate customer and compliance records
- Delivering an excellent customer experience throughout the advice process
About you
We Would Like To Hear From Candidates Who
- Hold CeMAP or an equivalent recognised mortgage qualification
- Are qualified and competent to provide mortgage and protection advice
- Have achieved Competent Adviser Status
- Have previous experience as a Mortgage & Protection Adviser
- Are confident advising on remortgages and product transfers
- Can identify and convert opportunities from an established client bank
- Have a strong understanding of mortgage and protection products
- Build lasting relationships with customers
- Are comfortable working on a self-employed basis
- Can manage their own diary, pipeline and business activity
- Are motivated to develop self-generated opportunities
- Can attend the St Helens office three days each week
- Deliver consistently high standards of customer service and compliance
The package
- 40% commission on company-provided opportunities
- 70% commission on self-generated business
- Access to an established customer back book
- Administrative support at the mortgage application stage
- Hybrid working
- Access to Mortgage Advice Bureau systems
- The backing of a recognised national mortgage network
- Freedom to develop your own client bank and referral relationships
- Genuine scope to grow a successful self-employed advice business
Working arrangements
The successful adviser will work from the St Helens office three days per week, with flexibility to work remotely for the remainder of the week.
Access to Mortgage Advice Bureau systems will be provided. As this is a self-employed position, you will need to supply your own suitable computer, telephone and other equipment required to perform the role.
Why join Mortgage Advice Bureau North West? This is an excellent opportunity for an experienced adviser who wants to build a self-employed business without relying entirely on self-generated leads.
Apply If you are an experienced Mortgage & Protection Adviser looking for a hybrid, self-employed opportunity with access to an established client bank, we would be delighted to hear from you.
