Associate, Infrastructure Surveillance

PURPOSE OF ROLE

·        Manage multiple assets to meet deadlines and deliver a consistent high level of service to clients whilst adhering to policies and procedures. Meeting commitments, working independently and as part of a team, taking accountability, staying focused under pressure as well as showing the ability to adjust plans to meet changing needs

RESPONSIBLE FOR

•    Ongoing monitoring, analysis and efficient risk management of portfolios of performing / non-performing Infrastructure/ PFI (Private Finance Initiative) assets in line with Aviva’s requirements, providing considered credit recommendations and actions
•    Support the surveillance and other internal reporting of portfolio transactions as well as new business initiatives

CORE RESPONSIBILITIES

Ongoing Portfolio Monitoring and Analysis

·        Continuously monitor development of individual portfolio transactions and the wider relevant markets in general and inform stakeholders of any material developments in a timely manner

·        Analyse and evaluate related financial, technical and legal reporting provided by borrowers and/or advisors as applicable

·        Prepare decision proposals (e.g. Credit Reviews, Waivers) to clients

·        Support the preparation of regular asset and portfolio reporting

·        Monitor performance and ensure timely covenant tracking with adequate recording (CreditHub)

·        Maintain electronic credit files for respective deals, ensuring key documents have been saved in a timely manner and are easy to locate

·        Liaise pro-actively and effectively with different client departments regarding portfolio deals

·        Work effectively within client’s service level requirements

Surveillance and Reporting

·        Contribute to regular and ad hoc reporting requests from internal management, the client and its auditors on the portfolio, the sector and specific deals

·        Provide input to internal reports

New Business Development

• ·        Support marketing efforts as and when required (e.g. preparation of presentation materials)
• ·        Observe market for potential service opportunities
• ·        Contribute to proposals for new business where applicable
• ·        Cooperation with other areas of Mount Street to support business development initiatives

SKILLS AND COMPETENCIES

·        Introductory experience/ knowledge in credit risk for Infrastructure loans with enthusiasm to expand existing skillset

·        Ideally some understanding of debt instruments and financial markets

·        Keen interest and ability to develop a good product knowledge and understanding of key credit risk drivers / risks inherent in the respective borrower industry sectors to evaluate risk exposures and their underlying collateral and deal with complex structures

·        (Develop) good writing skills producing robust, concise and insightful decision papers

·        Familiarity of MS Excel, Word, Powerpoint and/or other data processing and analysis tools

·        Team player

·        Good interpersonal and communications skills – both written and oral – to liaise with colleagues as well as clients, counterparties, bankers, advisors, lawyers and the ability to convey complex concepts to third parties

·        Ability to represent the company and its clients and articulate their views

·        Good organisational skills, a hands-on approach and attention to detail are necessary

·        Ability to work in a multicultural and international environment

·        Ability to work independently and take accountability while staying focused under pressure as well as being able to adjust plans to meet changing needs

ESSENTIAL APPROVED PERSONS EXAMINATIONS

N/A

PROFESSIONAL EXAMINATIONS REQUIRED

University degree (honours)

Post graduate qualification

OTHER SKILLS REQUIRED, ESSENTIAL OR DESIRED

N/A

WHEN ABSENT FROM THE OFFICE ROLE WILL BE COVERED BY:

Each member of the team will provide team cover support for each other when required.