Kroo Bank Rating A · Worker

Kroo Bank is a fully licensed digital banking institution that provides personal financial services through an intuitive mobile application. The bank offers a feature-packed current account that pays variable interest on balances, alongside a flexible cash ISA. Its services include real-time spending insights, automated transaction categorisation, and peer-to-peer bill-splitting tools.

The company operates with zero monthly fees and offers fee-free spending abroad wherever Visa is accepted. Customers also have access to overdraft facilities subject to status, with all deposits protected up to statutory limits by the Financial Services Compensation Scheme.