Corporate Risk Analyst

Corporate Risk Analyst

Are you commercially minded, confident analysing financial information and able to turn complex data into clear risk recommendations?

We’re looking for a Corporate Risk Analyst to join our Risk team in Cardiff or Redhill. You’ll assess the credit risk of our retailer network, providing independent analysis and informed recommendations that support responsible, commercially sound decisions.

What you’ll be doing

As a Corporate Risk Analyst, you’ll take ownership of credit assessments and portfolio monitoring. Your responsibilities will include:

• Analysing new and existing credit applications accurately and efficiently.
• Reviewing financial accounts, repayment capacity, operating performance, asset bases and collateral.
• Gathering relevant information, including certified accounts, FCA permissions, KYC records and underwriting documentation.
• Monitoring the quality and financial position of retailers within your portfolio.
• Recognising signs of increasing risk, taking ownership and escalating concerns when appropriate.
• Preparing clear recommendations for approval authorities and the Head of Corporate Risk.
• Reviewing the use of credit facilities and recommending appropriate action where approved limits are exceeded.
• Supporting the timely creation of new retailer accounts following credit approval.
• Maintaining complete, accurate and up-to-date retailer records.
• Supporting the assessment of new business opportunities.
• Working with Wholesale Operations, Sales, Marketing, Finance, Compliance and other internal teams.
• Identifying opportunities to improve Corporate Risk processes and team performance.
• Providing support for Corporate Fleet underwriting when required.

Who we’re looking for

This role would suit someone who combines strong financial analysis with commercial judgement, integrity and a methodical approach. You’ll need:

• Proven experience analysing financial accounts.
• Commercial experience within automotive finance, wholesale finance or a comparable environment.
• Knowledge of legal contracts and securities.
• Confident Microsoft Word and Excel skills, ideally to intermediate level.
• The ability to gather and interpret information from multiple sources.
• Strong written and verbal communication skills in English.
• Excellent organisation and time-management skills, with the ability to work autonomously and meet tight deadlines.
• A collaborative approach and the confidence to build effective relationships across different organisational levels.
• Resilience, flexibility and the ability to respond positively when priorities change.
• Sound judgement, discretion and a commitment to maintaining confidentiality.
• A degree or equivalent qualification in economics or business studies would be advantageous, although relevant professional experience will also be considered.

Why join us?

• Play an important role in protecting the quality of the corporate portfolio.
• Influence informed credit decisions through independent analysis and recommendations.
• Work closely with colleagues across Risk, Operations, Sales, Marketing, Finance and Compliance.
• Help improve processes and drive positive change within the Corporate Risk team.
• Build experience that could support progression towards positions such as Head of Corporate Risk or Risk Oversight Manager.

Ready to apply?

If you’re ready to use your analytical expertise and commercial judgement in a role where your recommendations make a genuine difference, we’d love to hear from you.

People are the driving force of our business; we want to work with the best to continue to be amazing. We have a range of opportunities within this role and the wider business to help you grow. From our Diversity Squad, Women of Stellantis Network and Employee Forum to becoming an Engagement Champion in your department, there is something for everyone to get involved with and help shape our company.